How To Create PayPal Account in Ghana - 2024 (2024)

How can I create a working Paypal account in Ghana? Is PayPayl available in Ghana? If you are here, it is possible you wanted to receive money online and were told to provide your PayPal email for payment.

In this article, we are going to guide you on how to create PayPal account in Ghana. Paypal is one of the best payment apps for all your online business transactions in Ghana. It is one of the fastest and simplest ways to receive and send money online in the world.

How To Create PayPal Account in Ghana - 2024 (1)

What's PayPal?

PayPal is an online payment system that allows people to send and receive money all over the world.It is considered as one of the safest and secured method to receive and transfer funds across the world. PayPal is available in over 200 countries and support 25 currencies.

Types of PayPal Accounts

Before we proceed, it's good you know the different types of PayPal Accounts.

1. Personal Account

PayPal personal account displays your name and email to buyers without sharing your financial information to the sellers.

2. Business Account

PayPal business account is for small business men and entrepreneurs which enables them to receive and send money to anyone, and anywhere in the world.It has all the features of a personal PayPal account.

Is PayPal available in Ghana?

The short answer is no. Personal PayPal is currently not available in Ghana, but that does not mean you can't create one for yourself.

Note: You can create a PayPal account in Ghana using Lesotho or any other countries IP address, however, it will be difficult to withdraw any funds from your PayPal to bank account directly.

PayPal is one of the best payment systems to have as a Ghanaian. You might not personally need it for your transactions but your business partners who are in other countries might be using it.

Most online workers such as freelancers, bloggers, YouTubers and surveyors rely heavily on Paypal to receive payments.

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Over 100 people have been able to create a verified PayPal business account in Ghana using this guidelines.

What do I need to create a verified PayPal Account in Ghana for free?

In order to create a PayPal account in Ghana, you'll need these:

  • Your full name as it appears on your Identification cards or Passport.
  • An active email account (It should never been used to create PayPal account before)
  • An active phone number (MTN, Vodafone or AirtelTigo)A debit/credit card (I recommend prepaid card)
  • Your real address (mostly street address)
  • Now, let's focus on how to create a verified PayPal account in Ghana.

Here are the steps on how to create Paypal account in Ghana for free.

1. Go toPayPal Account on your browser to login to the site

2. You'll see two accounts (Business account and personal account). Sign up for the business account

3. Enter your valid personal and business details

4. After signing up a verification email will be sent to you. Login to your mailbox to confirm your email

5. Login to your PayPal account to start using the service.

6. Confirm your additional information and start using your PayPal account.

If you still don't get it don't worry, here is some details for you. Be sure to follow all the steps one by one.

Go to the PayPal website to sign up for your account.

Since PayPal is not available in Ghana, we're going to use a country that has not been blacklisted. Therefore let's use Kenya. Login herePaypal Signup. Click on the sign up button as shown in the picture below.

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Sign up for the business account

After clicking on the sign up link, you will see two types of accounts as indicated in the picture below. Choose the Business Account

How To Create PayPal Account in Ghana - 2024 (3)

Enter your valid personal and business details.

The next thing is to enter your business or personal details. Make sure your name and any other important documents are correctly entered.

How To Create PayPal Account in Ghana - 2024 (4)

After signing up, a verification code will be sent to your email. Click on the link to verify your email.

You may be asked to create a strong password account.

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After successful signing up make sure you don't reveal your credit email, password or credit card information to a third party.

How do I fund my Paypal account?

After successfully creating your Paypal account, the next thing to do is to load your account and start receiving or transferring money.

Funding your Paypal account simply means adding funds to your Paypal account. To do this, you must first of all contact your bank for either credit or debit card (I prefer Prepaid card).

I hope and believe with the above guidelines you would be able to create a verifiable Paypal account in Ghana for your online transactions.

Conclusion

It is true PayPal is currently disabled in Ghana making it difficult to create a working Paypal account in Ghana. The worst is some who have managed to create their PayPal account using Ghana IP have gotten their accounts disabled. You must therefore consider the risks before creating a PayPal account in Ghana.

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How To Create PayPal Account in Ghana - 2024 (2024)

FAQs

Can I create a PayPal account in Ghana? ›

Paypal is not supported or available in Ghana and you can't use another countries paypal account. You have a St.

Is PayPal working in Ghana now? ›

PayPal is accessible to people in many countries, but not in Ghana. This is because of rules and regulations set by Ghana's government that don't match with what PayPal needs to work there. These could involve laws about money laundering or how banks operate.

Why is Ghana blocked on PayPal? ›

In 2004, PayPal #blacklisted Ghana and other #African nations from using its platforms, citing high #fraud activities. Bank account holders in Ghana cannot link local bank accounts or #creditcards to PayPal.

How do I withdraw money from PayPal in Ghana? ›

Go to Wallet. Click Transfer Money. Click Withdraw from PayPal to your bank account. Select Instant (Free) or Standard (Free).

Which bank in Ghana uses PayPal? ›

Use your United Bank for Africa (Ghana) Ltd ATM card for linking to your PayPal account.

How to make a PayPal account without a bank account? ›

It is possible to use PayPal without linking a bank account. You could choose to fully verify your PayPal account by linking a credit card instead of a bank - or you could leave your account unverified. Unverified accounts have lower transaction limits, and you may find you can't access all services.

How to create a PayPal account to receive money? ›

Creating a PayPal Account
  1. Go to the official PayPal website.
  2. Click the Sign Up button to create a PayPal account to receive money.
  3. Select Personal account type and click Get Started.
  4. Enter your email address and required personal information. ...
  5. Follow the next recommendations to finish registering.
May 30, 2024

Why is my PayPal account not working in Ghana? ›

Ghana, Nigeria and a number of other West and Central African countries were unable to link local bank accounts or credit cards to PayPal accounts. The move effectively barred both individuals and businesses in the region from sending or receiving cross-border money transfers through the platform.

Can I send money to Ghana with PayPal? ›

You can send money abroad to another PayPal account just like you would domestically: Enter your recipient's name, PayPal handle, email, or mobile phone. Enter the amount, choose the currency, and add a note if you'd like. Choose your payment type and payment method.

Is PayPal active in Africa? ›

Limited PayPal services: PayPal does not offer its full range of services in all African countries. It may have restrictions or limitations on business accounts in certain regions, making it difficult to open an account.

Is PayPal legal in Ghana? ›

Currently, Ghana is blacklisted by PayPal, making it impossible for people resident in Ghana to make or receive payments on the PayPal platform.

Which countries are blocked from PayPal? ›

These are Afghanistan, Bangladesh, Cameroon, Central African Republic, Cote D'Ivoire (Ivory Coast), Paraguay, Saint Lucia, South Sudan, Sudan, Syria, Democratic People's Republic of Korea (North Korea), Equatorial Guinea, Gabon, Ghana, Haiti, Iran, Iraq, Lebanon, Liberia, Libya, Monaco, Moldova, Montenegro, Myanmar, ...

Is PalmPay available in Ghana? ›

At PalmPay, we are committed to supporting financial inclusion by providing accessible and innovative payment solutions for all Ghanaians.

Can PayPal be used to send money to Ghana? ›

You can send money abroad to another PayPal account just like you would domestically: Enter your recipient's name, PayPal handle, email, or mobile phone. Enter the amount, choose the currency, and add a note if you'd like.

Can I create a PayTM account in Ghana? ›

PayTM is an Indian based application which can be used for making payments online for shopping, booking tickets, paying utility bills and even transferring money to other people online. Although the app can be used anywhere in the world, you have to have a local account in India to take full advantage of the app.

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